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Kulaksiz 5, close up and personal

Following yesterday’s debacle at Kulaksiz 5 and the police allowing my neighbour’s house to have the locks, which were changed by Akfinans Bank Limited then changed back, Agile and I decided to visit and test the waters there.

The gates were open so we drove into our own driveway. It was pretty clear that work was going on there. Indeed we observed a Turkish man in a bobble hat gesticulating to us from the patio of the house next door, the house that was said to have been given to the landowner, together with two other houses now occupied by his family, as payment for the land by Kulaksiz Construction Limited. It is important to remember that these three houses are on the land of one of the two Kocans Akfinans were given as security for the loans totalling 104,000TL in 2005. Loans which reached a staggering 2,000,077 TL by June 2010 thanks to the Mafia style interest rate of 80% per quarter compound levied by Akfinans Bank Limited. I ask you to remember this because I will refer back to it later in this article.

We got out of the car and entered the villa through the patio window. There was a man in the living room plastering over the cracks there. I have to say, he did not say a word to us. I took some photos and then the gesticulating man arrived. He started shouting at us in Turkish and though we did not understand a word he said, clearly he was ordering us to leave. When we got into the garden, he started pushing and shoving Chris and saying Police. Chris offered him his phone to call the Police, he had his own phone and did call someone, I do not think it was the Police, probably his task masters. A neighbour then joined us and as I could see it was about to turn really ugly, I urged our neighbour and Agile to leave. This is what we did, but not before I had taken some photos. At one point I thought the aggressive Turk was going to take my camera.

Now I return to the subject of the Landowner, but more particularly his family. Yuksel Yilmaz has been asked to sign an Affadvit confirming that the Bank knew all the villas were sold but still went ahead and advanced the mortgage money. He has refused. Now you might think, well why would he admit to that, but if you consider the alternative his refusal to sign points to this, he deliberately withheld information from the Bank that there were houses built and sold on the plot he was offering as security and the Bank negligently failed to check the provenance of that security. In effect, by failing to sign the Affadvit he is admitting to being party to a premeditated fraud in the collusion with Abdurrahman Guney who signed the loan agreement and Yuksel YIlmaz acted as Guarantor. It is my personal opinion that this is not what happened. I believe, Yuksel Yilmaz, and Ertul Kader, Manager of the Girne Branch of Akfinans, conspired together over this loan. Both have told me that they were best friends. I further believe that the reason Yuksel Yilmaz will not sign this Affadavit is that his family are going to be allowed to keep their houses. They certainly do not seem at all concerned about what is happening, indeed I took a photo of a pergola that has just been added to the house of Yuksel Yimaz’s sister and brother-in-law, Hatice and Osman Karaman. Why, if you believe you could lose your house would you make any improvements to it? I am not accusing anyone of anything, just sharing my personal thoughts and opinions with you.

Clearly we are by no means near the end of this tale which has more twists turns than any fictional novel.

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